In the unfortunate case that you’re unable to work for an extended period of time, many of our clients have income protection, or temporary total disability (TTD) insurance. This policy is often included within your superannuation, which is where our experts are here to help you navigate applying and proving your need to claim super. Ensuring that your payout comes in a timely manner means staying on top of paperwork, which can be time consuming. In a period when most of our clients are already burdened with the adjustments required by their temporary disability, our professionals are here to ease the process of filing for your disability benefits.
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TTD
Income protection insurance is an important part of planning for the possibilities of hardships in the future. In the case of temporary total disability, individuals often have a hard time supporting themselves and their families when they are unable to work for an extended period of time. This situation creates an inability to provide an income for daily expenses in addition to the costs associated with the disablement. A TTD payout is based on the individual’s average weekly wage, and is paid out in non-taxable instalments. With our assistance we help our clients access the TTD payout that they deserve. |
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Income Protection Insurance
For clients that need to make an income protection insurance claims, our insurance specialists are here to provide the assistance that gets you your payout, while minimising your paperwork. With this type of insurance that is also known as salary continuance, the policy can be purchased individually, but is also often included in your superannuation. We handle administrative work on our clients behalf, allowing them to attend to other matters. TTD payouts require proof of incapacitating injuries and sickness that prevent work for an extended period of time. Payments to the injured party are made monthly and are non-taxable. |
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Claims
With Almane Super Claims on your side, we’re here to make filing your income protection claim a less time consuming process. Insurance companies require large amounts of paperwork, with diligent attention to details or else they may move to deny your claim. Our insurance specialists work closely with the client to efficiently obtain the required proof of illness or injury, providing impeccable proof to the insurance agency. By organising this paperwork for our clients, we help minimise the standard 30 to 90 day waiting period, making sure everything is submitted correctly from the start. These claims are typically paid out at a rate of around 75% of their current salary. |
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Our Service
When clients come to us for their TTD claims, our team is here to streamline the process of applying for and receiving your disability benefits. Using our years of expertise to make sure paperwork is properly completed and submitted within the required deadlines we help accelerate claim payouts for our clients. In some cases insurance companies may fight the claim, attempting to cancel the policy for various reasons, such as claiming preexisting conditions. When these situations occur, our team works diligently to overturn their decisions, providing the proof and paperwork required. By working with our team, we save our clients time and effort in filing their claims at an already stressful time. |
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